RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapTennesseeRutherford

Rutherford County

TennesseePopulation: 343,727Nashville, TN Metro
49
/100
Hold
#570 of 1,000 counties
#69 in Tennessee (95 counties)

Market Snapshot

$409,924
Median Home Price
76% above national median
$1,686/mo
Median Rent
12% above national median
4.94%
Rent-to-Price Ratio
Top 76% nationally
-$1,052
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$409,924
Down Payment (20%)$81,985
Loan Amount$327,939
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,686
Monthly P&I-$2,149
Est. Expenses (35%)-$590
Net Cash Flow-$1,052/mo
3.2%
Cap Rate (all cash)
-13.4%
Cash-on-Cash Return
4.94%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
49/100
49
Cash Flow(30%)
44/100

Based on 4.94% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
51/100

Based on 0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
51/100

Price-to-income ratio of 5.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.94%)
  • -Negative cash flow at typical financing (-$1,052/mo)
  • -Negative leverage (cap rate 3.2% < mortgage rate 6.9%)

Economic Indicators

Population
343,727
Median Income
$78,291
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
5.2x
Less affordable

Compare to Nearby Counties

CountyVerdict
HamiltonTN
50$347,463$1,5005.18%HoldView
MauryTN
50$395,565$1,6895.12%HoldView
CurrentRutherfordTN
49$409,924$1,6864.94%Hold
SumnerTN
49$436,405$1,6754.61%HoldView
StewartTN
48$230,942Est. pending—HoldView
WilsonTN
48$492,832$1,8744.56%HoldView

The Bottom Line

HoldRutherford is a neutral market. Consider house hacking or targeting below-market deals.

Rutherford County in Tennessee scores 49/100, ranking #570 of 1,000 US counties (top 75%). The 4.94% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,052/mo
Cap Rate
3.2%
Cash-on-Cash
-13.4%

Ready to Analyze a Deal in Rutherford?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets