Is Galveston County, TX good for real estate investing?

Galveston County has an investment score of 54/100, rated as "Hold". The county ranks #483 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Galveston?

The rent-to-price ratio in Galveston County is 6.16% annually, which ranks in the 56th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Galveston?

The median home price in Galveston County is $311,017. This ranks #692 in affordability among all US counties.

Can you cash flow on rental properties in Galveston?

Based on median values with 20% down at current rates, a typical rental in Galveston County would generate negative cash flow of $593/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Galveston County

TexasPopulation: 350,801Houston, TX Metro

/100

Hold

#483 of 1,000 counties

#108 in Texas (243 counties)

Market Snapshot

$311,017

Median Home Price

33% above national median

$1,596/mo

Median Rent

6% above national median

6.16%

Rent-to-Price Ratio

Top 44% nationally

-$593

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$311,017

Down Payment (20%)$62,203

Loan Amount$248,814

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,596

Monthly P&I-$1,630

Est. Expenses (35%)-$559

Net Cash Flow-$593/mo

4.0%

Cap Rate (all cash)

-9.9%

Cash-on-Cash Return

6.16%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

54/100

Cash Flow(30%)

62/100

Based on 6.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

32/100

Based on -3.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

74/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-3.5% YoY)
-Negative cash flow at typical financing (-$593/mo)
-Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Economic Indicators

Population

350,801

Median Income

$83,913

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.7x

Moderately affordable

Compare to Nearby Counties

County					Verdict
DuvalTX	55	$75,098	Est. pending	—	Hold	View
KarnesTX	55	$199,873	Est. pending	—	Hold	View
De WittTX	55	$212,252	Est. pending	—	Hold	View
UvaldeTX	55	$192,914	Est. pending	—	Hold	View
CurrentGalvestonTX	54	$311,017	$1,596	6.16%	Hold
HuntTX	54	$273,373	$1,474	6.47%	Hold	View

The Bottom Line

HoldGalveston is a neutral market. Consider house hacking or targeting below-market deals.

Galveston County in Texas scores 54/100, ranking #483 of 1,000 US counties (top 64%). The 6.16% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-593/mo

Cap Rate

4.0%

Cash-on-Cash

-9.9%

Ready to Analyze a Deal in Galveston?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$311,017

Down Payment (20%)$62,203

Loan Amount$248,814

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,596

Monthly P&I-$1,630

Est. Expenses (35%)-$559

Net Cash Flow-$593/mo

4.0%

Cap Rate (all cash)

-9.9%

Cash-on-Cash Return

6.16%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

54/100

Cash Flow(30%)

62/100

Based on 6.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

32/100

Based on -3.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

74/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

County

Verdict

DuvalTX

$75,098

Est. pending

—

Hold

View

KarnesTX

$199,873

Est. pending

—

Hold

View

De WittTX

$212,252

Est. pending

—

Hold

View

UvaldeTX

$192,914

Est. pending

—

Hold

View

CurrentGalvestonTX

$311,017

$1,596

6.16%

Hold

HuntTX

$273,373

$1,474

6.47%

Hold

View

The Bottom Line

HoldGalveston is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-593/mo

Cap Rate

4.0%

Cash-on-Cash

-9.9%