Is Monongalia County, WV good for real estate investing?

Monongalia County has an investment score of 59/100, rated as "Hold". The county ranks #360 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Monongalia?

The rent-to-price ratio in Monongalia County is 6.29% annually, which ranks in the 59th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Monongalia?

The median home price in Monongalia County is $253,586. This ranks #551 in affordability among all US counties.

Can you cash flow on rental properties in Monongalia?

Based on median values with 20% down at current rates, a typical rental in Monongalia County would generate negative cash flow of $465/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Monongalia County

West VirginiaPopulation: 105,988

/100

Hold

#360 of 1,000 counties

#31 in West Virginia (55 counties)

Market Snapshot

$253,586

Median Home Price

9% above national median

$1,329/mo

Median Rent

12% below national median

6.29%

Rent-to-Price Ratio

Top 41% nationally

-$465

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$253,586

Down Payment (20%)$50,717

Loan Amount$202,869

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,329

Monthly P&I-$1,329

Est. Expenses (35%)-$465

Net Cash Flow-$465/mo

4.1%

Cap Rate (all cash)

-9.6%

Cash-on-Cash Return

6.29%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

59/100

Cash Flow(30%)

63/100

Based on 6.29% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

55/100

Based on 0.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$465/mo)
-Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Economic Indicators

Population

105,988

Median Income

$60,893

vs $57,022 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.2x

Moderately affordable

Compare to Nearby Counties

County					Verdict
RaleighWV	61	$153,527	$996	7.79%	Buy	View
PleasantsWV	61	$157,853	Est. pending	—	Buy	View
CurrentMonongaliaWV	59	$253,586	$1,329	6.29%	Hold
MorganWV	59	$291,771	Est. pending	—	Hold	View
HampshireWV	59	$247,975	Est. pending	—	Hold	View
GrantWV	58	$181,266	Est. pending	—	Hold	View

The Bottom Line

HoldMonongalia is a neutral market. Consider house hacking or targeting below-market deals.

Monongalia County in West Virginia scores 59/100, ranking #360 of 1,000 US counties (top 48%). The 6.29% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-465/mo

Cap Rate

4.1%

Cash-on-Cash

-9.6%

Ready to Analyze a Deal in Monongalia?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$253,586

Down Payment (20%)$50,717

Loan Amount$202,869

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,329

Monthly P&I-$1,329

Est. Expenses (35%)-$465

Net Cash Flow-$465/mo

4.1%

Cap Rate (all cash)

-9.6%

Cash-on-Cash Return

6.29%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

59/100

Cash Flow(30%)

63/100

Based on 6.29% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

55/100

Based on 0.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

County

Verdict

RaleighWV

$153,527

$996

7.79%

Buy

View

PleasantsWV

$157,853

Est. pending

—

Buy

View

CurrentMonongaliaWV

$253,586

$1,329

6.29%

Hold

MorganWV

$291,771

Est. pending

—

Hold

View

HampshireWV

$247,975

Est. pending

—

Hold

View

GrantWV

$181,266

Est. pending

—

Hold

View

The Bottom Line

HoldMonongalia is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-465/mo

Cap Rate

4.1%

Cash-on-Cash

-9.6%