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Market MapArizonaYuma

Yuma County

ArizonaPopulation: 204,374
57
/100
Hold
#413 of 1,000 counties
#4 in Arizona (15 counties)

Market Snapshot

$279,447
Median Home Price
20% above national median
$1,381/mo
Median Rent
9% below national median
5.93%
Rent-to-Price Ratio
Top 51% nationally
-$567
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$279,447
Down Payment (20%)$55,889
Loan Amount$223,558
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,381
Monthly P&I-$1,465
Est. Expenses (35%)-$483
Net Cash Flow-$567/mo
3.9%
Cap Rate (all cash)
-10.6%
Cash-on-Cash Return
5.93%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
57/100
57
Cash Flow(30%)
59/100

Based on 5.93% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
64/100

Based on 1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
56/100

Price-to-income ratio of 5.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$567/mo)
  • -Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Economic Indicators

Population
204,374
Median Income
$56,439
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
5.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
CochiseAZ
60$256,552$1,3126.14%BuyView
CurrentYumaAZ
57$279,447$1,3815.93%Hold
La PazAZ
55$264,493Est. pending—HoldView
PinalAZ
50$364,073$1,8476.09%HoldView
NavajoAZ
49$389,192$1,9586.04%HoldView
MohaveAZ
47$344,368$1,5735.48%HoldView

The Bottom Line

HoldYuma is a neutral market. Consider house hacking or targeting below-market deals.

Yuma County in Arizona scores 57/100, ranking #413 of 1,000 US counties (top 55%). The 5.93% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-567/mo
Cap Rate
3.9%
Cash-on-Cash
-10.6%

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