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Market MapIowaLinn

Linn County

IowaPopulation: 229,308
67
/100
Buy
#172 of 1,000 counties
#63 in Iowa (99 counties)

Market Snapshot

$227,300
Median Home Price
3% below national median
$1,115/mo
Median Rent
26% below national median
5.89%
Rent-to-Price Ratio
Top 51% nationally
-$467
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$227,300
Down Payment (20%)$45,460
Loan Amount$181,840
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,115
Monthly P&I-$1,192
Est. Expenses (35%)-$390
Net Cash Flow-$467/mo
3.8%
Cap Rate (all cash)
-10.7%
Cash-on-Cash Return
5.89%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
58/100

Based on 5.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
80/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
85/100

Price-to-income ratio of 3.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$467/mo)
  • -Negative leverage (cap rate 3.8% < mortgage rate 6.9%)

Economic Indicators

Population
229,308
Median Income
$75,457
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
JohnsonIA
68$297,138$1,7567.09%BuyView
CurrentLinnIA
67$227,300$1,1155.89%Buy
DelawareIA
67$225,426Est. pending—BuyView
PottawattamieIA
67$232,170$1,2906.67%BuyView
ClarkeIA
67$189,690$1,1187.07%BuyView
Buena VistaIA
67$181,817Est. pending—BuyView

The Bottom Line

BuyLinn offers solid investment potential with good cash flow or appreciation prospects.

Linn County in Iowa scores 67/100, ranking #172 of 1,000 US counties (top 23%). The 5.89% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-467/mo
Cap Rate
3.8%
Cash-on-Cash
-10.7%

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