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Market MapIowaPottawattamie

Pottawattamie County

IowaPopulation: 93,543Omaha, NE Metro
67
/100
Buy
#99 of 1,000 counties
#63 in Iowa (99 counties)

Market Snapshot

$232,170
Median Home Price
18% below national median
$1,290/mo
Median Rent
17% below national median
6.67%
Rent-to-Price Ratio
Top 30% nationally
-$379
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$232,170
Down Payment (20%)$46,434
Loan Amount$185,736
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,290
Monthly P&I-$1,217
Est. Expenses (35%)-$452
Net Cash Flow-$379/mo
4.3%
Cap Rate (all cash)
-8.5%
Cash-on-Cash Return
6.67%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
67/100

Based on 6.67% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
76/100

Based on 2.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.67%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$379/mo)
  • -Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Economic Indicators

Population
93,543
Median Income
$68,718
vs $65,157 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.4x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
CurrentPottawattamieIA
67$232,170$1,2906.67%Buy
ClarkeIA
67$189,690$1,1187.07%Buy
Buena VistaIA
67$181,817Est. pending—Buy
DelawareIA
67$225,426Est. pending—Buy
ClaytonIA
67$276,038Est. pending—Buy
LinnIA
66$228,475$1,0725.63%Buy

The Bottom Line

BuyPottawattamie offers solid investment potential with good cash flow or appreciation prospects.

Pottawattamie County in Iowa scores 67/100, ranking #99 of 1,000 US counties (top 16%). The 6.67% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-379/mo
Cap Rate
4.3%
Cash-on-Cash
-8.5%

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